Package Property

Package Property

Product Features

  • This Coverage Is Not Available On a Monoline Basis
  • Rates Are Fully Developed At 80% Coinsurance
  • Deductible Options
  • Special Causes Of Loss Are Available For Buildings And Certain Classes Of Business Personal Property
  • Business Income (and Extra Expense) Coverage Available
  • Theft Cause Of Loss Can Be Written At A Sub-Limit
  • Rate Credits Include
    • 90% And 100% Coinsurance Credits
    • Deductible Credits
    • Automatic Sprinkler System Credit
    • Protective Safeguards - Fire Credit
    • Fire Resistive Construction Credit
  • Optional Coverages
    • Awnings or Canopies
    • Building Glass Coverage (Tenants Exposure As Required By Building Lease)
    • Loss Of Earnings Or Rents
    • Money And Securities
    • Ordinance Or Law
    • Outdoors Signs
    • Spoilage Coverage
    • Peak Season Limit of Insurance
    • Increased Property in Transit
    • Increased Valuable Papers & Records ~ cost of research

Terrorism Risk Insurance Act (TRIA)

Please review Policyholder Disclosure Notice of Terrorism Insurance Coverage (Form C)