Product Features
- This Coverage Is Not Available On a Monoline Basis
- Rates Are Fully Developed At 80% Coinsurance
- Deductible Options
- Special Causes Of Loss Are Available For Buildings And Certain Classes Of Business
Personal Property
- Business Income (and Extra Expense) Coverage Available
- Theft Cause Of Loss Can Be Written At A Sub-Limit
- Rate Credits Include
- 90% And 100% Coinsurance Credits
- Deductible Credits
- Automatic Sprinkler System Credit
- Protective Safeguards - Fire Credit
- Fire Resistive Construction Credit
- Optional Coverages
- Awnings or Canopies
- Building Glass Coverage (Tenants Exposure As Required By Building Lease)
- Loss Of Earnings Or Rents
- Money And Securities
- Ordinance Or Law
- Outdoors Signs
- Spoilage Coverage
- Peak Season Limit of Insurance
- Increased Property in Transit
- Increased Valuable Papers & Records ~ cost of research
Terrorism Risk Insurance Act (TRIA)
Please review Policyholder Disclosure Notice of Terrorism Insurance Coverage (Form
C)